Japan Expat Salary & Tax Calculator

Accurate net salary estimation, social insurance rules, and expat-specific financial guidance.

✔ 2025/2026 Tax Rates ⚡ Year 1 vs Year 2 Switch 💴 Pension Refund Estimator

Salary Presets

Quick load standard ranges
💵 Income Sources
¥
Equivalent: ¥7,200,000 / yr Gross JPY / month
Gross JPY
¥
Gross JPY
¥
Tax-exempt up to ¥150k
¥
👤 Expat Profile & Demographics
👨‍👩‍👧‍👦 Dependents & Deductions (扶養控除)
Spouse Deduction (配偶者控除) Eligible if spouse income is under ¥1.03M - ¥1.50M
➕ Add Other Family Dependents
💡
Overseas Dependents Rule: Dependents aged 30–69 living abroad qualify for Japanese tax deduction only if you remit at least ¥380,000/year per person via official bank transfer records.
Estimated Monthly Take-Home 78.5% Take-Home
¥471,000 / month
≈ $3,039 / mo
Annual Net Income: ¥6,594,000
Total Gross Income ¥8,400,000 Annual total
Social Insurance ¥1,192,000 Health + Pension + UI
Total Taxes ¥614,000 Income + Resident Tax
💳

Take-Home Pay (THP) Separated by Source

Per-Source Net
💵 Monthly Salary THP (基本給 手取り) 78.5% Net
Deposited monthly into bank account
¥471,000 / mo
≈ $3,039 / mo
Monthly Gross: ¥600,000
Monthly Deductions: -¥129,000
Annual Net Salary: ¥5,652,000
🎁 Bonus THP (賞与 手取り) 78.5% Net
Bi-Yearly payouts (Summer & Winter)
¥471,000 / payout
≈ $3,039 / payout
Payout Gross: ¥600,000
Payout Deductions: -¥129,000
Annual Net Bonus: ¥942,000
📈 Stock / RSU Net Value (株式報酬 手取り) 67.0% Net
Net equity retained after marginal vesting taxes
¥0 / yr
Annual Vested Gross: ¥0
Marginal Tax Rate: ~33%
Estimated Vesting Tax: -¥0
🚆 Commutation Allowance (通勤手当): 100% Tax-Exempt Net
¥0 / mo (¥0/yr)
📊

Salary Breakdown & Year 1 vs Year 2 Comparison

📑

Annual Deductions & Net Breakdown

Category Annual (JPY)
Base Monthly Gross (12x)
¥7,200,000
Annual Bonus Total
¥1,200,000
Vested RSUs / Stock Grants
¥0
Total Gross Taxable Income ¥8,400,000
Welfare Pension (厚生年金 - 9.15%)
-¥713,700
Health Insurance (健康保険)
-¥419,160
Nursing Care Insurance (介護保険 - Age 40+)
¥0
Employment Insurance (雇用保険 - 0.6%)
-¥50,400
Total Social Insurance (社会保険料) -¥1,183,260
National Income Tax (所得税 + 復興特別税)
-¥284,500
Inhabitant / Resident Tax (住民税)
-¥338,500
Total Net Take-Home (手取り年収) ¥6,593,740